When Should I Call My Insurance Company After an Accident?

When Should I Call My Insurance Company After an Accident?

Truck accidents are always shocking, and when they happen, too few people know what to do. One question many people ask themselves is, “Should I call a lawyer before an insurance company?” Not only should you contact a truck accident lawyer, but you should absolutely do so before speaking with the trucking company’s insurance company.

Although you may be in shock following a truck accident, it’s crucial that you take all of the proper steps to take care of yourself. Truck accidents can be incredibly complex when should I call my insurance company after an accidentand challenging to manage. Working with an experienced truck accident lawyer is the best way to make sure you get the compensation you deserve.

What should I do after a truck accident?

At best, truck accidents leave you shaken but otherwise okay. At worst, they can lead to serious injuries and leave you with a mountain of medical bills.

Contact the authorities.

After a truck accident, your first priority should be to call the authorities. If possible, take pictures of the scene of the accident and any signs that the other driver drove negligently or violated traffic laws.

See a doctor.

Regardless of the extent of your injuries, you should also seek medical treatment and have a doctor examine you. Injuries that aren’t always immediately visible, like concussions, can cause major problems down the road.

Your injuries might not seem serious at first but you must see a medical professional and keep all documentation of your treatment.

Seek further treatment for your injuries.

If your doctor prescribes any medication, treatment, follow-up appointments, or tests, make sure you follow their instructions closely. Otherwise, insurance companies may try to claim that your injuries aren’t as serious as you say in an attempt to reduce your compensation.

Contact a truck accident lawyer.

While you should exchange contact information with the other party, you should NEVER claim any sort of blame for the accident. You should also speak with an experienced truck accident lawyer before an insurance claim representative.

A skilled lawyer can help you determine what sort of compensation you may be entitled to and can build your case to help you seek your rightful damages.

Insurance Companies Don’t Represent Your Interests

The sad fact of the matter is that insurance companies, regardless of who they represent, don’t keep your best interests in mind. As for-profit businesses, their goal is to improve their bottom line by whatever means necessary.

If you speak with an insurance company following a truck accident, they may act in bad faith by:

  • Denying coverage even if it’s paid for
  • Denying a claim without a proper explanation
  • Refusing to pay a claim
  • Not investigating a claim to the best of their ability
  • Offering a settlement that doesn’t cover the full scope of your injuries
  • Failing to pay a claim in a timely manner

Insurance companies do these things to avoid expensive settlements. They may even attempt to go so far as to claim that you were at fault when in reality, it was the truck accident driver that drove negligently or recklessly.

Without an experienced personal injury lawyer on your side, an insurance company will do everything they can to take advantage of you while you’re in a vulnerable position. This is all the more reason to call a lawyer before speaking with an insurance claims representative.

How do I know I need a lawyer?

If your truck accident leaves you with any sort of injury, consult a truck accident lawyer to explore your options. Due to the complexity of truck accidents, you need experienced legal representation on your side as there may be more to your case than meets the eye.

Many truck accidents don’t just involve two drivers. There may be additional third parties involved, such as the trucking company or the manufacturer. Going up against a trucking company’s legal team and their insurance company may seem intimidating. However, an experienced personal injury attorney will be ready to fight for your rights and seek the compensation you deserve.

Benefits of a Having a Truck Accident Lawyer

Truck accident lawyers have the experience you need to work with complicated insurance claims and legal processes.

Benefits of having a truck accident lawyer include:

  • Conducting a thorough investigation of the cause of your accident
  • Building your case for compensation
  • Handling the insurance claims or litigation processes
  • Negotiating with the insurance representatives
  • Taking your case to trial if the insurance company refuses to offer a fair settlement

Contact Our Leading Lake Charles Truck Accident Lawyers Today

No one ever plans on a truck accident interrupting their day, but it’s best to be prepared. You should focus on healing from your injuries rather than fighting against insurance companies who aren’t on your side.

Contact the experienced Lake Charles truck accident lawyers at The Johnson Firm today at (337) 427-8961 for a case evaluation. Our legal team is smart, aggressive, and not afraid to go up against big insurance companies to fight for what’s right for you.

Still have questions? Here are some related FAQs :

How much will a lawyer cost me after a truck accident?

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